Compliance Consultant(Work from Home/Remote)

About the Role

Kinetic Compliance is a leading compliance consultancy providing specialist advisory services to financial advice practices across Australia. We partner with Australian Financial Services Licensees (AFSLs) and financial advisers to help them meet their regulatory obligations and deliver quality advice outcomes for their clients.

The Compliance Consultant plays a critical role in our business, conducting thorough file audits of financial advice against current regulatory requirements. This role requires a highly organised professional and critical thinker that has a strong attention to detail and an ability to engage constructively with financial advisers and licensee principals.

• This is a work from home role anywhere in Australia, with minimal travel required.
• Candidates must have 3-5 years of experience in financial advice compliance.
• Australian citizenship or permanent residency is required for this position.
• Prior experience conducting financial advice file audits against current regulatory requirements is an essential requirement.

Key Responsibilities

File Auditing & Advice Reviews

Conduct comprehensive file reviews of financial advice documents (SOAs, ROAs, and supporting client files) in accordance with Kinetic Compliance's established audit methodology.

• Assess adviser compliance with the Best Interests Duty (s961B), Appropriateness obligation (s961G), prioritisation of clients' interests (s961J), and product replacement obligations (s947D) and the Adviser Code of Ethics.
• Evaluate advice across a range of subject matters including insurance , superannuation including SMSFs, investments, and managed accounts.
• Ability to identify fee for no service and written consent issues.
• Identify potential reportable situations to ASIC and recommend appropriate remediation steps with clear timeframes.

Adviser & Licensee Engagement

• Build and maintain professional, trust-based relationships with financial advisers, practice principals, and AFSL responsible managers.
• Communicate audit findings clearly and constructively, both verbally and in writing, to advisers and licensee representatives.
• Provide practical, risk-proportionate guidance to advisers on addressing identified compliance gaps and improving advice quality.

Regulatory Knowledge & Quality Assurance

• Maintain up-to-date working knowledge of the Corporations Act 2001 (Cth), ASIC regulatory guidance, and the Code of Ethics.
• Monitor regulatory developments from ASIC, Treasury, and industry bodies that are relevant to financial advice compliance.
• Contribute to the continuous improvement of Kinetic Compliance's audit templates, methodologies, and internal training materials.
• Support Directors and senior consultants with compliance committees, thematic reviews, and special projects as required.

Key Requirements

Essential

• Minimum 3 years' experience in a financial services compliance role, with direct experience auditing or reviewing retail financial advice files.
• Solid understanding of the Best Interests Duty and Safe Harbour steps (s961B), the Appropriateness obligation (s961G), and the Code of Ethics.
• Advanced expertise in financial products and their regulatory requirements is essential.
• Demonstrated experience working with financial advisers and/or AFSL licensees in a professional capacity.
• Strong analytical skills with a high level of accuracy and attention to detail when reviewing complex advice documents.
• Excellent written communication skills with the ability to produce clear, evidence-based audit reports with well-articulated findings.
• Ability to manage a file audit workload independently, meet deadlines, and maintain consistent quality of output.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook)

Desirable

• Experience working with advice CRMs including Xplan, PlutoSoft, Work Sorted, AdviserLogic, Fin365
• Experience with advice in specialised subject matters such as SMSFs, managed discretionary accounts (MDAs), separately managed accounts and wholesale clients
• Familiarity with ASIC's Reportable Situations regime and breach reporting obligations.
• Experience preparing or contributing to AFSL-level compliance reports or thematic reviews.
• Tertiary qualification or equivalent in financial advice, law or related discipline or currently working towards a relevant financial advice qualification.

What We Offer

• A collaborative, expert team environment with a genuine focus on quality and professional development.
• Exposure to a diverse range of financial advice businesses, strategies, and regulatory matters.
• Competitive remuneration package, commensurate with experience.